Lin,
Do they transfer the money from your bank account or your paypal account when you make a purchase?  Where does the money sit? in your paypal balance or your bank?  
Bryan

BL, if you have funds in your Paypall account, it will draw it straight from there. But if you Paypal account is empty, it will draw the funds from the bank account you have linked to the Paypal account. It really is simplicity in itself.
Also you can become 'verified' by Paypal. That is, they will do checks on your bank account and billing address so that people you deal with will know you are the person you say you are.

In theory I guess it works that way.  I've got a couple hundred sitting in a paypal account but paypal won't let me pay a $30 payment on some gear because it's over my "sending limit".  They want access to my bank accounts now.  I never had that trouble before.  I'm wanting to order some stuff from a sponsor here and paypal could cut a week or more off the transaction time but I have a problem letting a faceless corp. and whoever works there have free rein to money that was hard to come by.

Braveheart Archery,  good service fast shipping