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Main Boards => Trad History/Collecting => Topic started by: JL on March 19, 2009, 11:49:00 AM

Title: Bow insurance
Post by: JL on March 19, 2009, 11:49:00 AM

Something that shot thru my head this morning.

My collection isn't the biggest but I have aquired some quality piece's over the years. Does homeowners insurance cover 100% replacement if bows are destroyed or stolen? Is it an advantage to have a rider added to my current policy? Never really thought about it till this morning. Anyone cross this bridge yet?

Thanks!

Title: Re: Bow insurance
Post by: d. ward on March 19, 2009, 01:09:00 PM

Hi JL nope 90% of them do not cover bows unless you get special coverage.Rich will know the answer to this one I bet.I do know you can purchase very good insurence from N.R.A.They do have coverage for firearms and archery tackle.Kind of cheapish too if your a member.bowdoc

Title: Re: Bow insurance
Post by: Wade Phillips on March 19, 2009, 04:48:00 PM

JL - Talk to your insurance agent after you have made a list of the items you want to insure. Insurance companies are different. I have my collection insured through my homeowner's policy.

There was a good thread about this several weeks ago.

Title: Re: Bow insurance
Post by: bayoulongbowman on March 19, 2009, 07:29:00 PM

ya might need a writter added to ur policy..marco

Title: Re: Bow insurance
Post by: Ray Hammond on March 19, 2009, 10:20:00 PM

JL,

special items, especially those difficult to replace, are usually handled by your agent on a schedule, or rider of some sort.

It is mostly dependent on the carrier your independent agent has you with...that's why you do business with an independent agent instead of a "captive" agent working for one carrier: your needs change, and so your agent, when he represents many different carriers can change your coverage by moving to a different carrier that most meets your particular requirements.

Talk to your agent.

Title: Re: Bow insurance
Post by: Shaun on March 22, 2009, 06:59:00 AM

They spray on the bows?

Title: Re: Bow insurance
Post by: d. ward on March 22, 2009, 08:07:00 AM

NO the finished product !!!!!!!!! bowdoc

Title: Re: Bow insurance
Post by: TRAP on March 22, 2009, 11:10:00 AM

Your weather must be great there, It's still a little early here  ;)  

Trap

Title: Re: Bow insurance
Post by: d. ward on March 22, 2009, 12:28:00 PM

I keep mine inside year around...........bowdoc PS finishes don't dry good outside eather its to damp.